Lease or Finance your next Mazda
Lease or Finance your next Mazda
Finance or Lease Your New Mazda in Waterloo, IA
Should you finance or lease a new vehicle? That is a question we get often here at C & S Car Company Mazda. While there is no cookie-cutter answer for every person, your driving habits and preferences will tilt the scale one way or the other. We'll help you identify if you're a good fit for a new Mazda lease or finance deal so you can make the right decision.
What Kind of Person is Good for a New Lease?
Here are a few things that many lessees have in common.
- They do most of their driving locally
- They work from home
- They have no interest in customizing their vehicle
- They prefer short-term contracts with more freedom
Many of our customers in the Evansdale, IA, area enjoy the practicality that comes with a new Mazda lease. They don't feel tied down to a long-term finance contract. They also won't have to negotiate a trade or find themselves upside down on their auto loan. A new lease will eliminate those.
Also, with a lease, you'll have mileage restrictions. The lower your annual mileage, the lower your payment and vice versa. If you don't travel out of town often or you work from home, you'll tend to put fewer miles on your car. That's why a lease would be a great fit for someone in that position.
Leasing Pros
- Lower monthly payments
- The freedom to drive what you want, when you want
- Warranty coverage throughout your lease
- Potential to purchase the car at a preset price
Leasing Cons
- Mileage restrictions and penalties for going over
- Penalties for excessive damage or wear/tear
- Only available for brand-new vehicles
- Can't customize your vehicle
What Kind of Person is Good for a New Finance Deal?
Here are a few things that many of our financing customers have in common.
- They expect to put a lot of miles on their vehicle
- They prefer ownership
- They want to customize their car
- They want more payment flexibility
When you finance a car, that means you're in it for the long haul. That means you want your vehicle to reflect your personal tastes in Manchester, IA. If you want limousine tint on your windows or you want to add a roof rack to your Mazda CX-90, you'll have the liberty to do just that. Along with that advantage lies another.
You can have more options when you want to configure a monthly payment. While finance terms tend to come with higher payment amounts (because you pay the full depreciation of the vehicle), you often have the means to create a lower payment. You can stretch your term for the lowest possible monthly payment or shorten it for the lowest APR.
Financing Pros
- You can customize your vehicle
- You have ownership and build equity over time
- No mileage restrictions
- Flexible loan terms
Financing Cons
- Higher monthly payments
- Risk of having negative equity (upside down)
- Not as easy to trade, sell, or return vehicle
View Our New and Used Inventory
If you're considering a new Mazda lease near Cedar Falls, IA, check out what we have available at our dealership near you. You can enjoy the first-ever Mazda CX-90, the Mazda CX-5, the Mazda CX-70 Plug-in Hybrid, and more. We also have a bevy of options available in our pre-owned inventory. You can explore models from top brands like Chevy, Nissan, Toyota, Volvo, and more. Filter your search and find what you need at our Mazda dealership near Waverly, IA.
C & S Car Company Mazda Car
Are you ready to lease or finance your next vehicle? You can initiate the process online with just a few clicks. Our team will assess your information and help you lock in a great rate for your vehicle. Contact us today and start your new lease or finance term with C & S Car Company Mazda near Independence, IA.
How Can We Help?
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C and S Car Company Mazda
812 Washington St
Waterloo, IA 50702
- Sales: (319) 291-7321
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